Contact Samriddhi Finance

This Privacy Policy explains how Samriddhi Finance (“we”, “us”) collects, uses and protects personal information when you visit this website or contact us about a loan enquiry. We aim to follow applicable Indian law, including the Digital Personal Data Protection Act, 2023 and rules made under it, as they apply to us.

1. Information we collect

Through the enquiry form we ask only for: your full name, mobile number, and optionally your email address, city / area, preferred callback time and a short message, together with the loan type and applicant type you select and your consent to be contacted.

We do not ask for Aadhaar numbers, PAN, bank statements, property documents or other sensitive documents through this website. Please do not include them in your message.

When you call, WhatsApp or email us, we receive the information you choose to share, such as your phone number and the content of your message.

2. How the enquiry form works

When you submit the form, your details are placed into a pre-filled WhatsApp message on your own device. Nothing is sent to us until you press Send in WhatsApp. WhatsApp is a service operated by WhatsApp LLC / Meta, and its use is governed by WhatsApp’s own terms and privacy policy.

This website does not store your form entries on a server. [If a server-side enquiry system is added later, update this section to describe where data is stored, how it is secured and how long it is kept.]

3. How we use your information

• To respond to your enquiry and call you back.
• To explain the loan enquiry process and share a preliminary document checklist.
• To keep a basic record of our conversation so we can follow up on your enquiry.

We do not sell your personal information. We do not use it for unrelated marketing without your separate consent.

4. Sharing with lenders

We will not share your details with any lender or third party without first telling you who they are and why, and obtaining your consent. If you decide to apply with a lender, the lender will collect and process your information under its own privacy policy.

5. Documents

If, at a later stage, documents are needed for your case, we will explain how they will be shared securely, who can access them, how long they will be kept and how they will be deleted, and we will ask for your consent before you share anything. Please do not send documents through public email or chat unless we have confirmed a verified, secure channel for your case.

6. Retention

We keep enquiry information only for as long as needed to respond to and follow up on your enquiry, or as required by law. [Retention period — to be confirmed by client, e.g. 12 months after last contact.]

7. Your choices and rights

You may ask us to access, correct or delete the personal information we hold about you, or withdraw your consent to be contacted, at any time by writing to rahulhela468@gmail.com or calling +91 75969 23235. Withdrawing consent does not affect contact made before the withdrawal.

8. Cookies and analytics

This website does not use cookies for advertising or tracking. Fonts, styles and scripts are served from this website itself. If you choose to contact us through WhatsApp, WhatsApp’s own policies apply. [If analytics tools are added, describe them here and add a consent mechanism where required.]

9. Security

We take reasonable steps to protect the information you share with us. No method of transmission over the internet is completely secure, which is one reason we do not collect documents through this website.

10. Grievances and contact

For privacy questions or complaints, please contact: [Name of grievance contact — to be confirmed], Samriddhi Finance, rahulhela468@gmail.com, +91 75969 23235, North 24 Parganas, West Bengal 700057, India.

11. Changes to this policy

We may update this policy from time to time. The latest version will always be available on this page with its revision date.

These Terms & Conditions apply to your use of this website and to enquiries made with Samriddhi Finance. By using this website you agree to these terms.

1. Nature of our service

Samriddhi Finance provides loan enquiry and assistance services. We help you understand the general loan enquiry process and share preliminary document checklists. We are not a bank, NBFC or lender, and we are not an authorised representative of any lender unless this is expressly stated in writing for a specific lender. We do not approve, sanction or disburse loans.

2. No guarantee

We do not guarantee loan approval, eligibility, loan amount, interest rate, fees, processing time or disbursement. All such decisions are made solely by the relevant lender under its own policies, which may change without notice.

3. Information on this website

Content on this website, including document checklists, is general information provided in good faith. It is not financial, legal or tax advice. Requirements vary by lender, applicant profile and loan product. Please confirm the latest requirements with our team and with the lender before acting on any information.

4. Your responsibilities

• Provide accurate and truthful information in your enquiry.
• Do not submit identity numbers or documents through the enquiry form.
• Read the lender’s sanction letter, key fact statement and loan agreement carefully before accepting any loan.
• Seek independent advice where appropriate.

5. Fees

Submitting an enquiry through this website is free and does not oblige you to proceed. [Service charges, if any, and payment terms — to be confirmed by the client before publishing. Until then, no fees are stated on this website.]

6. Third-party services and names

This website may link to third-party services such as WhatsApp. We are not responsible for their content or practices. Any names of financial institutions mentioned are for general reference only and do not imply any partnership, tie-up, endorsement or authorisation.

7. Limitation of liability

To the extent permitted by law, Samriddhi Finance is not liable for any decision made by a lender, or for any loss arising from reliance on general information published on this website.

8. Governing law

These terms are governed by the laws of India. [Jurisdiction — to be confirmed by client, e.g. courts at Kolkata / North 24 Parganas, West Bengal.]

9. Contact

Questions about these terms can be sent to rahulhela468@gmail.com or +91 75969 23235.

Samriddhi Finance provides loan enquiry and assistance services only.

• We are not a bank, non-banking financial company (NBFC) or lender, and we do not lend money.
• We are not a partner, agent or authorised representative of any bank, NBFC or financial institution unless this is expressly confirmed in writing for a specific institution.
• Loan eligibility, approval, loan amount, interest rates, processing fees, terms, timelines and disbursement are determined solely by the relevant lender under its current policies.
• We do not guarantee approval, eligibility, any interest rate, or instant disbursal.
• Document checklists on this website are preliminary, supplied by Samriddhi Finance as a general guide. Document requirements may vary by lender, applicant profile and loan product. The lender may request additional documents or waive some items depending on the case.
• Information on this website is general and is not financial, legal or tax advice.
• Names of any financial institutions, if mentioned, are used for reference only and do not imply any tie-up or endorsement. All trademarks belong to their respective owners.

Beware of fraud

Never share OTPs, passwords or PINs with anyone. Be cautious of anyone who asks for advance payment in exchange for guaranteed approval. Our official contact details are +91 75969 23235 and rahulhela468@gmail.com. If you are unsure whether a message is genuinely from us, please call us on this number.

Always read the lender’s sanction letter, key fact statement and loan agreement before accepting a loan.